d9money
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![To find the number of monthly payments of $5,000.00 from a total of $150,000.00 with a monthly interest rate of 0.04%, we can use the formula for the present value of an annuity:
\[
PV = PMT \times \left(1 - (1 + r)^{-n}\right) / r
\]
Where:
- \(PV\) = present value ($150,000.00)
- \(PMT\) = monthly payment ($5,000.00)
- \(r\) = monthly interest rate (0.04% = 0.0004)
- \(n\) = number of payments
Rearranging the formula to solve for \(n\):
\[
n = -\frac{\log(1 - \frac{PV \cdot r}{PMT})}{\log(](https://theinternetioimages-f2htc2ggcrath6d7.z01.azurefd.net/$web/askai/08e5a281-01a4-4d8a-85d1-0353d5d24362.webp)
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